CRR / IFR reporting requirements
The Capital Requirements Regulation governs banks; the Investment Firms Regulation governs MiFID investment firms. Both drive supervisory reporting to national competent authorities through the EBA reporting framework.
REGREP is an independent software provider. This page explains the framework in plain language and is not legal or regulatory advice — confirm your reporting population with your competent authority.
- Instrument
- Regulation (EU) No 575/2013 · Regulation (EU) 2019/2033
- Scope
- Credit institutions and MiFID investment firms
- Reporting artefacts
- COREP · FINREP · investment firm returns
- Format
- EBA XBRL taxonomy · XBRL-CSV
- Supervisor
- National competent authority
- Penalties
- Administrative measures and sanctions set by each member state
What CRR / IFR asks of you
The short version: what the framework requires, who it applies to and when it bites.
What it requires
Institutions report own funds, capital requirements, liquidity, leverage and financial information on the cycle their framework sets, in the EBA's reporting formats.
Who it applies to
Credit institutions under the Capital Requirements Regulation, and MiFID investment firms under the Investment Firms Regulation, at the levels of consolidation that apply.
When it applies
On each report's own cadence — quarterly, semi-annual or annual — with amended returns filed as corrections arise.
What has to be done
Penalty powers derive from the applicable prudential regulation as applied through national law.
| Obligation | What it means in practice |
|---|---|
| Report own funds and requirements | Submit COREP own funds and capital requirement returns, or the investment firm equivalents, for the reporting population that applies to you. |
| Report financial information | Where in scope, submit FINREP financial reporting consistent with the accounting basis you report on. |
| Compute K-factors | Investment firms calculate K-factor requirements from client, market and firm activity metrics and report the resulting requirement. |
| File valid XBRL | Returns are filed against the current EBA taxonomy and must pass the framework's validation rules before a competent authority will accept them. |
| Handle resubmissions | Amended returns are filed through the correction route; each amended return is a further submission against the same reference date. |
From your data to a validated filing
Activate only the module the obligation needs. Every price covers one regulated entity unless stated otherwise, and excludes VAT.
EBA XBRL Converter
Convert any of the 51 EBA framework reports to validated XBRL-CSV, mapped to the current taxonomy with every rule checked before you file.
€600/yearSingle report · 1 regulated entity · runs by report cadence Create free account →Any three reports
For firms filing a small set of returns each cycle — the same conversion and validation across any three EBA reports.
€1,500/yearAny 3 reports · 1 regulated entity Create free account →Pillar 1 Capital & Returns
For investment firms: continuous K-factor monitoring, own funds and requirement calculations, and the returns that follow.
€6,000/yearClass 3 · 1 regulated entity · free monitoring tier available Create free account →Related to CRR / IFR
COREP and FINREP to XBRL
How institutions convert their returns to validated XBRL-CSV without an implementation project.
Read use case →Prudential reporting guide
Plain-language explainers on the EU prudential rulebooks and the returns they drive.
Read the guide →EBA XBRL Converter
See how the converter maps, validates and outputs the EBA reporting framework.
See the module →Questions, answered
What is the difference between the CRR and the IFR?
How many EBA reports does REGREP support?
How are runs counted?
Can I test a conversion before paying?
Convert the return, not your quarter.
Create a free account and run a test conversion on your own report today.