IFR / IFPR K-factors
From accounting and trading records to a filed IF return — with own funds headroom watched the whole way.
Read the use case →
Prudential Reporting · IFR / IFPR
Prudential reporting, monitored end to end.
One category for the whole IFR/IFPR obligation: watch your K-factors on live data, resolve your own funds requirement, and file Pillar 1 returns, ICARA and Pillar 3 disclosures as validated XBRL, PDF and Excel.
Free monitoring tier · Plans from €500/year · One regulated entity per subscription
IF prudential monitorK-factors · own funds · headroom
✓ Own funds adequate
K-AUMAssets under management
€ 0.42m
K-COHClient orders handled
€ 0.66m
K-NPRNet position risk
€ 0.88m
Own funds requirement — greater of permanent minimum, fixed overhead, K-factor
€ 1.96mK-factor requirement binds
Available own funds € 2.61m
Headroom +33%
The category
IFR / IFPR, from first K-factor to final disclosure
The Investment Firms Regulation and Directive (IFR/IFPR) reshaped prudential reporting for MiFID investment firms, replacing bank-style capital rules with a regime built around K-factors. REGREP covers that regime for both the EU IFR/IFPR framework and the UK IFPR rules, so a firm authorised in either jurisdiction works from the same platform.
It starts with continuous Pillar 1 monitoring. Your accounting records, trading records and the K-factor requirement template feed a live calculation of K-AUM, K-COH, K-NPR and the wider K-factor set. The platform resolves your own funds requirement as the greater of your permanent minimum requirement, fixed overhead requirement and K-factor requirement, then tracks capital headroom so a breach is visible before a return is due. When filing time comes, the IF prudential templates are populated from the same data, validated against every rule, and packaged as XBRL, PDF and Excel.
Beyond Pillar 1, the category carries the ICARA process under Pillar 2 and Pillar 3 public disclosures — each drawing on the same figures, so your capital story stays consistent across monitoring, assessment and disclosure. Every subscription covers one regulated entity; a group or several firms move to Solution Layers.
Modules & pricing
Activate only the prudential modules you need
Transparent annual pricing, each module covering one regulated entity. Prices exclude VAT.
| Module | Free tier includes | Plan | Get started |
|---|---|---|---|
| IFR Pillar 1 K-factor monitoring & returns Continuous K-factor monitoring, own funds calculation and the IF prudential returns. | ✓Free monitoring tier Live K-factor dashboard, threshold alerts, three data templates, 90-day history, one user. May hold production data. | €6,000/year · Class 3 €12,000/year · Class 2 Quarterly returns (5 runs) · 1 entity | Create free account → |
| ICARA Pillar 2 Harm assessment, own funds and liquidity adequacy, and a versioned ICARA pack. | —No free tier | €2,000/year Annual assessment + 1 revision · 1 entity | Create free account → |
| Pillar 3 disclosures Public disclosure Disclosure templates drawn from your Pillar 1 data, consistency-checked and packaged. | —No free tier | €500/year Annual disclosure set + 1 restatement · 1 entity | Create free account → |
| Class 3 stack Pillar 1 + Pillar 2 + Pillar 3 The full Class 3 obligation in one subscription — monitoring, ICARA and disclosures together. | ✓Free tier follows each component | €7,500/year Entitlements as components · 1 entity | Create free account → |
Class is selected when you subscribe; a class change re-prices at your next renewal. See the full pricing page for credits and volume options.
Use cases
How firms put IFR / IFPR to work
Group & multi-entity
Several investment firms or a consolidated register handled together under a single Solution Layers mandate.
Read the use case →Every use case
Browse the full library of reporting scenarios across prudential, tax transparency, resilience and digital assets.
View all use cases →
Resources
Understand the obligation first
CRR / IFR
What the Investment Firms Regulation changed for EU prudential reporting, and who falls in scope.
Read the guide →UK IFPR
The FCA’s Investment Firms Prudential Regime — obligations, thresholds and reporting expectations.
Read the guide →Prudential reporting
Guides, questions answered and reviewed deadlines across the prudential reporting pillar.
Browse resources →
Questions
IFR / IFPR, answered
Which prudential obligations does REGREP cover?
The full IFR/IFPR set for MiFID investment firms: continuous Pillar 1 K-factor monitoring and the IF prudential returns, the ICARA process under Pillar 2, and Pillar 3 disclosures. The same modules serve EU IFR/IFPR and the UK IFPR regime.
Do I need all three modules?
No. Many firms begin on the free Pillar 1 monitoring tier to watch their K-factors on real data, then activate the paid return, ICARA and disclosure modules as obligations fall due. A Class 3 firm can take all three together as the Class 3 stack.
Does one subscription cover a group or several entities?
Each subscription covers one regulated entity. For a consolidated group or several investment firms under one mandate, contact us about Solution Layers.
Watch your K-factors on your own data.
Create a free account and open the Pillar 1 monitoring dashboard today — no card, no sales call.