Structured data into validated messages.
CESOP, ISO 20022 and SEPA on one engine. REGREP maps your payment and transaction data, checks it against the correct schema, and returns a message that is ready to file or send.
✓ Free CESOP schema health-test · CESOP from €1,500/year · ISO 20022 & EMIR / MiFIR as scoped projects
Payment and transaction data, message-ready
Structured Data & Messaging is where your payment and transaction data becomes a validated, schema-correct message. It brings three related obligations onto one engine, so the same source data can be shaped for whichever supervisor or scheme needs it.
CESOP is the EU-wide reporting regime for payment service providers. PSPs record cross-border payment data and file quarterly CESOP XML to their member state, where it feeds the Central Electronic System of Payment information. REGREP maps your payment records, applies the current CESOP XSD, checks payee thresholds, and returns submission-ready XML for each member state you report to.
ISO 20022 is the global standard behind modern payment messaging — the pain and pacs message families, and the SEPA credit-transfer and direct-debit schemes built on them. REGREP generates and validates these messages against the correct message set before they leave your systems. EMIR and MiFIR transaction reporting run on the same ISO 20022 engine as scoped projects, so derivative and transaction data reaches the trade repository or competent authority in the required format. Every output is validated first: nothing is filed or sent until it passes the schema.
Three modules, one engine
Activate CESOP self-serve today. ISO 20022 and EMIR / MiFIR are delivered as scoped projects.
| Module | Plan | Action |
|---|---|---|
| CESOP Quarterly CESOP XML for payment service providers, validated per member state. | From €1,500/year 1 member state · up to 100,000 payment records per quarter · free schema health-test | Talk to us → |
| ISO 20022 (including SEPA) Generate and validate pain and pacs messages and SEPA schemes on our ISO 20022 engine. | Solution Layers Scoped to your message set and volumes | Talk to us |
| EMIR / MiFIR Transaction reporting delivered as scoped projects on the same ISO 20022 engine. | Scoped projects Trade-repository and competent-authority formats | Talk to us |
CESOP — volume and extras
| 1 member state · up to 100,000 records per quarter | €1,500/yr |
| Higher volume · 100,000–1,000,000 records per quarter | €3,500/yr |
| Over 1,000,000 records per quarter | Talk to us |
| Pay per filing | 500 credits per member state |
| Additional run | 500 credits |
Includes 5 runs per year (4 filings plus 1 correction) for 1 regulated entity. Prices exclude VAT. 1 credit = €1.
Who files with these modules
Reporting for service providers
How payment service providers and other service providers run recurring filings for their own obligations and for the clients they act for.
Read use case →Group and multi-entity filing
How groups reporting across several entities and member states keep one source of data and file each return in the required format.
Read use case →Related resources
CESOP reporting requirements
Who reports, what payment data is in scope, the payee threshold, and when quarterly CESOP filings are due.
Read the explainer →EMIR reporting
Plain-language background on derivative reporting, and how REGREP delivers it on the ISO 20022 engine.
Read the explainer →MiFIR reporting
Plain-language background on transaction reporting, and how REGREP delivers it on the ISO 20022 engine.
Read the explainer →CESOP filing deadlines
A reviewed calendar of CESOP quarterly due dates by member state, each shown in its local timezone.
View deadlines →Questions, answered
What does Structured Data & Messaging cover?
How much does CESOP cost, and what is included?
How are ISO 20022, SEPA and EMIR / MiFIR delivered?
Turn your next payment file into a validated message.
Create a free account and run a CESOP schema health-test on your own data today.